Secure $5,000 in disability benefit coverage in less than 48 hours – with no medical exam required!
Insurance carriers have enhanced their Quick Issue and Rapid Underwriting programs providing higher benefit amounts with fewer restrictions. Simply put, they’re making up to $5,000 of total coverage available with:
- No Financial Documentation
- No Medical Exams
- No Tax Returns
SIMPLE APPLICATION PROCESS
To apply under the Quick Issue program, contact one of our Advisors today and have your underwriting completed in 48-Hours.
PROTECT YOUR DREAMS – CONTACT US TODAY!
1-800-971-3214
Unless a significant and undisclosed medical condition is reported by MIB, significant medical information is derived from the TeleApp, or any other disability coverage has been issued or applied for on a non-medical basis. Urine/HIV test is required in Maine.
This is not a guaranteed issue program; applications could be rated, or declined. Subject to Issue & Participation limits and minimum premium requirement. Combined Simplified DI and Simplified OE benefits cannot exceed $10,000/month.
Financial documentation will be required for the following occupations (regardless of income): stockbroker, bond trader (not on trading floor), mutual fund manager, real estate agent/broker, mortgage loan originator/broker, investment banker, investment analyst, attorney specializing in real estate and residential construction.
OE and DBO supplements must also be completed and received.
Total coverage refers to total in-force and applied for monthly benefit, Social Insurance Substitute rider and ½ of Future Increase Option rider amounts. CAT is available in an amount up to the applied for base monthly benefit. Normal issue and participation limits apply.
The carrier may reserve the right to request medical records based on TeleMed interview results.
Quick Issue means expedited and streamlined underwriting. Quick Issue does not mean guaranteed issue and does not modify underwriting requirements other than those specifically addressed herein. State variations and restrictions still apply.
Some carrier produces may not be available in all states.
